GIFT
Generational Investments for a Family's Tomorrow
Please read these terms. They explain what this website is, and what it is not.
Effective October 21, 2026
These Terms & Conditions govern your use of this website, operated by GIFT (Generational Investments for a Family's Tomorrow). By using the site, you agree to them. If you do not agree, please do not use the site.
The content on this site is general educational information about life insurance and annuities. It is not financial, tax, investment, or legal advice, and it does not describe any specific policy or contract. Product features, guarantees, and terms vary by carrier and are subject to the actual contract and underwriting. Please consult a qualified tax or legal advisor about your own situation.
Chaz Nailor is licensed to sell insurance in Texas, Colorado, North Carolina, Louisiana, Tennessee, Mississippi, Virginia, Florida, Ohio, and Indiana. We do not transact insurance business in any state where we are not licensed. Nothing on this site is an offer or solicitation to sell insurance in any state where we are not licensed, or where such an offer or solicitation would be unlawful.
Visiting this site, submitting the contact form, or booking a session does not create an insurance, advisory, or other professional relationship, and it does not obligate you or us to anything. Insurance coverage is provided only by the issuing carrier, under the terms of its contract, after you apply and are approved.
A Legacy Clarity Session is a complimentary, no-obligation conversation. Booking one does not commit you to purchase any product. Availability depends on our licensing in your state.
Any examples, figures, or illustrations on this site are for general explanation only. They are not guarantees, projections, or promises of results for any person.
Please provide accurate information when you contact us, and do not send sensitive personal information (such as Social Security, financial account, or detailed health information) through the contact form or regular email. How we handle the information you provide is described in our Privacy Policy.
You agree not to misuse this site, including by attempting to interfere with its operation or security, to access it by automated means in a way that burdens it, or to use it for any unlawful purpose.
The text, design, logo, and other content on this site belong to GIFT or its licensors and are protected by law. You may view and print pages for your personal, non-commercial use. Please do not copy, republish, or reuse the content without our written permission.
This site may link to or rely on third-party services, such as online scheduling. We do not control them and are not responsible for their content, availability, or practices. Your use of them is subject to their own terms.
This site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, to the fullest extent permitted by law. We do not warrant that the site will be uninterrupted, error-free, or current at all times.
To the fullest extent permitted by law, GIFT and Chaz Nailor will not be liable for any indirect, incidental, special, or consequential damages arising from your use of, or inability to use, this site or from reliance on its content. Nothing in these terms limits any rights you have under applicable insurance or consumer protection law that cannot be limited.
These terms are governed by the laws of the State of Texas, without regard to its conflict-of-law rules.
We may update these terms from time to time. The effective date at the top of this page shows when they were last revised. Continued use of the site after a change means you accept the updated terms.
Questions about these terms? Email chaznailor.php@gmail.com or call 512-827-7089.
Email or call and we'll be glad to help.